Charity Insurance / Not For Profit Organisations

Campion Insurance are a leading provider of Insurance for Not for Profit Organisations throughout Ireland

Benefits to you:

• Exceptional Value for Money – you deserve market leading prices – we can deliver this.

• Excellent Customer Service – with dedicated handlers spread out through the country we can deliver a personal and local service.

• Tailored Insurance Policy – in association with Ecclesiastical we have put together a comprehensive package to meet your requirements.

• In house claims management team – in the unfortunate event of a claim Campion Insurance have a dedicated in house claims team to deal with claims on your behalf.


Our Tailored Package Includes:

• Employers Liability: €13,000,000 indemnity limit.

• Public/Products Liability: €6,500,000 or €10,000,000 limit of indemnity.

• Property Damage (Buildings and Contents).

• Includes up to €6,000 ‘All Risks’ cover for unspecified property anywhere in the Republic of Ireland.

• Raffled prizes or donated goods covered up to €2,250 in any one period of insurance whilst at home of trusted employees or authorised volunteers

• Death of a patron – automatic cover for loss of revenue up to €25,000.

• Bequeathed property extension – for all items up to €75,000 (single article limit of €7,500) on any one bequest, except buildings which are covered up to 10% of the sum insured or €375,000 (whichever is less) on any one bequest.

• Personal accident assault cover for official collectors (employees and volunteers aged 16 - 80) who are assaulted whilst collecting donations.

• Loss of revenue of up to €15,000 following damage by an insured event at exhibition and fund-raising sites.

• Cover for breakdown of electrical or mechanical equipment – limit of €7,500,000 in any one period of cover subject to a limit of €150,000 in any one period of insurance for computer equipment.

• Charity trustee indemnity cover – automatic cover up to €25,000 for any one loss, €100,000 in any one period of cover (extra cover available if required, subject to availability).


In addition, as an insurance specialist, we provide the following support services to help build your charity business:

• Guidance notes
• Access to telephone help lines providing legal advice and emergency assistance

Care Insurance

 

About Ecclesiastical our Partner Insurer:

• Ecclesiastical are the only known insurance company to donate a significant proportion of their profits to charity

• They donated almost €72 million in charitable grants over the past 15 years across all countries


Our Tailored Package includes:

In addition to standard policy covers:


• Equipment breakdown of €7,500,000 in any one period of insurance.

• Theft cover includes walk-in theft – there doesn’t have to be a forced entry.

• Inflation protection with a choice of 15%, 25% or 50%.

• Bequeathed property - €375,000 for buildings and €75,000 for all other items.

• Temporary accommodation for resident, proprietors and staff - €22,500 in any one period of insurance.

• Hired in property up to 10% of the contents sum insured.

• Personal belongings, residents’ personal belongings and resident employees’ personal belongings.

• Freezer contents - €3,750 for any one unit and up to €15,000 in total.

• Fire brigade charges - €10,000.

• Landscaping costs limit €10,000.

• Free 24 hour helpline service provided by DAS Legal Expenses Insurance Limited.

• Treatment risk including personal indemnity for nurses.

• Residents personal liability – limit €2,000,000 for any one event

• Loss of registration - up to €150,000.

 

Heritage Insurance

 

Insuring heritage buildings requires expertise – we can help!

An insurance policy arranged through an insurance company that donates a significant proportion of their profits to charity

From country pubs to the grandeur of stately homes, castles and world heritage sites – the heritage market is so diverse that it requires a specialist insurer who understands the unique complexities of the market and can provide a dedicated heritage insurance product, supported by dedicated value-added services.

Although many businesses rely on the heritage aspect of their properties to attract customers, many do not protect this aspect of their property or may not have considered the impact on their business should they be unable to restore it in the event of a loss.

But the heritage aspect does have an impact. Setting the sum insured, for example, is much more complex in the case of insurance for heritage property, as is the restoration of the building following damage caused by an insured event. Expertise is required, and this is where we can help.


Summary of Cover

• Property damage - buildings/contents - inflation protection with a choice of 15%, 25% or 50% uplift on insurance values.

• Business interruption

• Liabilities

• Money

• Goods in transit

• Personal accident

• Loss of licence

• Fine art and collections (including exhibits)

• Equipment breakdown; legal expenses insurance; hired In equipment; bequeathed property; monuments, memorials and statues in the grounds; archaeological costs; all automatically provided

• Costs of meeting conditions made by your local authority or planning authority under this legislation – automatically provided.

 

• Contact Campion Insurance